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Business Funding

EMPOWERING BUSINESSES WITH DYNAMIC FINANCING

At Tin Funding Group (TFG), we understand that the heartbeat of your business’s success pulses with the need for effective funding solutions. That’s why we’re dedicated to powering your future growth through Merchant Cash Advance (MCA) and Working Capital Loans (WCL) – swift, flexible funding solutions designed for businesses like yours that prioritize quick access to capital.

With MCA and WCL, you’re not just getting loans; you’re unlocking dynamic financing tools that leverage your future credit card sales or receivables, offering immediate cash flow to fuel your business ambitions.

Our approach is personalized: we collaborate with you to tailor solutions that align perfectly with your business’s unique needs, ensuring you have the capital to thrive, whether it’s for inventory, marketing, tech advancements, staffing, or tackling any working capital hurdles.

Forget the rigid terms of traditional loans; with MCA and WCL – just straightforward financing, you receive funds upfront in exchange for a portion of your future revenue, with repayment seamlessly integrated into your daily or weekly sales. This means the repayment pace adjusts with your business’s performance, offering peace of mind and financial flexibility.

Approval within hours, funding within days – MCA and WCL by TFG are the ideal partners for businesses navigating seasonal shifts or seeking to capitalize on growth opportunities. Let’s chart a course for your business’s bright future together. Unlock your potential with TFG, where your growth is our goal.

What Is Business Funding?

  • Alternative Financing
  • Based on Sales
  • Upfront Capital
  • Quick Funding
  • Same-Day Approvals
  • Easy to Qualify
  • Low Requirement
  • No Impact on Credit Score
  • No Profit&Loss (P&L) Reviewed
  • Soft Credit Pulls
  • No Collateral Required
  • Tailored for Business Needs
  • Flexible Use
  • Automatic Repayment
  • Premiere Support
  • One Application

BUSINESS FUNDS TO MEET YOUR NEEDS

At Tin Funding Group (TFG), we’re founded on the principle that every business should have access to financial opportunities. Our mission is to extend capital to those business owners who might find doors closed at traditional financial institutions like banks and credit unions. With our flexible financing options, we tailor our services to meet the distinct needs of your business, including Merchant Cash Advances (MCA) and Working Capital Loans (WCL). Our dedication lies in fostering your business’s long-term growth, and we’re 100% committed to supporting you every step of the way.

Merchant Cash Advances (MCA) and Working Capital Loans (WCL) can be used for a wide range of business purposes to support growth, manage cash flow, or cover unexpected expenses. Here are some common uses of MCA and WCL funds:

  • Inventory Purchases
  • Equipment Financing
  • Marketing and Advertising
  • Renovations
  • Emergency Expenses
  • Debt Consolidation
  • Working Capital
  • Technology Investments
  • Seasonal Preparations
  • Supplier Payments
  • Expansion Projects
  • Payroll Financing

INDUSTRIES WE SERVE

Tin Funding Group surpasses conventional funding providers by offering diverse financing solutions tailored to various business needs. Our goal is to empower business owners throughout the United States and Canada with accessible capital funding for expansion, addressing business challenges, or sustaining operations during receivable periods. Explore some of the top industries we serve below.

Healthcare

  • Chiropractors
  • Dental & Medical Practices
  • Opticians
  • Veterinarians
  • Home Healthcare
  • MRI & Surgical Centers
  • Pharmacy
  • Medical Supplies
  • Rehab Centers
  • Physicians & Health Professionals
  • Home Healthcare
  • Laboratory Services
  • Medical Research
  • Mental Health Providers
  • Substance Abuse Support

Food & Beverage

  • Bakeries
  • Nightclubs
  • Lounges
  • Bars
  • Restaurant
  • Franchisees
  • Fast Food Restaurant
  • Boba Milk Tea
  • Cafe

Automotive

  • Repair Shops
  • Tire Shops
  • Auto Body Shops
  • Towing Companies
  • Air Transport
  • Auto Dealers
  • Car Rental
  • Moving Companies
  • Sea Transport
  • Taxi & Limo Services
  • Trucking
  • Transportation & Logistics
  • Machinery

Professional Services

  • Barber Shops
  • Beauty Salons
  • Hair/ Nail Salons
  • Skin Care Spas
  • Health Spas
  • Gyms/ Fitness Centers
  • Dry Cleaners
  • Laundromats
  • Books, Magazines, Newspapers
  • Learning Centers
  • Architecture Firms
  • Attorneys & Law Firms
  • Lobbyists
  • Insurance & Real Estate
  • Venture Capital
  • Business Consultants
  • Pet Care

Technology & Marketing

  • Media & Entertainment
  • Motion Picture Production & Distribution
  • Video, Film, TV Production
  • Music Production
  • Recreation/ Live Entertainment
  • Record Companies/ Singers
  • Sports/ Professional
  • Advertising Agencies
  • Design Studios
  • Marketing Firms
  • Printing & Publishing
  • Public Relations Firms
  • Web Consultants
  • App Developers
  • Software Developers
  • Cyber Security
  • Data Analytics
  • Internet of Things (IOT)
  • SEO Services
  • Telecom Services & Equipment

Trade

  • Online Businesses
  • Manufacturing
  • Warehouse Businesses
  • Wholesalers
  • E-commerce
  • Guns & Ammo
  • Pawn Shops

Seasonal Business

  • Accounting Services
  • Tax Preparation Services
  • CPA Firms
  • Bridal Wear Shops
  • Flower Shops
  • Jewelry Stores
  • Event Planning
  • Funeral Services
  • Agriculture
  • Farmers Markets

Retail

  • Apparel Stores
  • Cosmetic Stores
  • Perfume Stores
  • Electronics
  • Liquor Stores
  • Party Supply Stores
  • Fashion Designers
  • Textiles
  • Grocery Stores

Hospitality

  • Hotels
  • Motels
  • Bed & Breakfast
  • Short-term Rentals
  • Rental Equipment Shops
  • Museums & Attractions

Construction

  • General Contractors
  • Electrical Contractors
  • Plumbers
  • HVAC Contractors
  • Green Energy Construction
  • Hardware Stores
  • Utility Companies
  • Electronics Manufacturing & Equipment
  • Mechanics
  • Building Materials & Equipment
  • Commercial Contractors
  • Real Estate
  • Residential Construction
  • Handyman/ Repair Services
  • Landscaping
  • Property Management
*We are note limited to the industries listed above*

REQUIREMENT

Merchant Cash Advance (MCA) presents a distinctive revenue-based financing model that delivers exceptional advantages, positioning it as a prime choice for various businesses. Additionally, Working Capital Loans (WCL) offer businesses another avenue for accessing necessary funds to support their operations. Through MCA and WCL, businesses gain access to instant capital by agreeing to exchange a fixed portion of their forthcoming monthly revenue, with a cap on the total amount. Eligibility for an MCA or WCL is determined by meeting certain specific requirements:

Location
Time in Business
Minimum Monthly Sales
Credit Score
Legal and Financial Standing
Account Receivable
Documentation
Location

Serving Businesses anywhere in the United States and Canada.

Time in Business

Businesses usually need to have been in operation at least 3 months to qualify for MCA or WCL.

Minimum Monthly Sales

Tin Funding Group (TFG) typically seeks a steady revenue stream to ensure the business can comfortably repay the advance or loan. Monthly revenue must be $5,000 or more.

Credit Score

While Tin Funding Group (TFG) usually provides more lenient credit score criteria than traditional banks, we may still conduct a soft-pull credit check. To qualify, a minimum credit score of 450+ is necessary, with no prior funding defaults or derogatory payment history.

While Merchant Cash Advances (MCA) and Working Capital Loans (WCL) generally have less stringent credit score requirements than traditional loans, maintaining a higher credit score can boost eligibility and lead to better terms for both MCA and WCL, ensuring smoother access to the financing your business needs.

Legal and Financial Standing

The business should not have any open bankruptcies, and its financial history will be reviewed to assess its stability and risk.

Account Receivable

Businesses must accept Credit Card Payments or have other receivables. Tin Funding Group (TFG) will look at your business’s potential through

  • Credit Card Processing Statements
  • Business Bank Account Statements
  • Invoices
  • Business Tax Returns
  • Other Important Documents

A positive payment history with previous financing products or vendors may enhance eligibility and terms for MCA and WCL.
Documentation

Applicants might need to provide proof of ownership, business tax returns, business lease agreement, and identification among other documents.

PROCESS

At Tin Funding Group (TFG), we’re committed to proactively meeting the evolving financing needs of your business, ensuring sustained growth and prosperity. Initiating the process is effortless: simply connect with a TFG Business Associate, and we’ll expertly navigate you through every step.

For our valued returning customers who exhibit robust cash flows, stellar credit profiles, and exemplary payment histories with previous financing products from TFG, we extend exclusive premier rates as a token of appreciation for your loyalty and financial resilience.

Moreover, recognizing the significance of competitive rates, we welcome the opportunity to match or surpass offers from competitors. Just furnish us with the specifics of the offer, including the funder’s identity, and we’ll ensure you receive the most advantageous terms available. With TFG, you can trust that you’re securing the most favorable deal possible, provided you haven’t already committed to a funding agreement with another provider.

At TFG, our commitment lies in delivering transparent, competitive, and customized financing solutions tailored to empower the growth of your business. Reach out to us today and discover the unparalleled difference of partnering with TFG for all your financing needs.

CLIENT TESTIMONIAL

When the Bank say No, Tin Funding Group says "Tell us about your business"

LIVE FEEDBACK FROM CLIENTS JUST LIKE YOU

DIFFERENCES

Discover the nuances of business financing with a comprehensive breakdown of WCL, MCASBABank Loans, and Credit Cards. Delve into the specifics of each option to understand how they differ and which may best suit your business needs. Gain insight into interest rates, repayment terms, eligibility criteria, and more to make informed financial decisions. Explore the unique advantages and considerations of each funding method to pave the way for your business’s success.